Western Coast Insurance Services

Renters
Insurance

Moving somewhere new can be exciting — this often means new opportunities ahead.

Amidst the din of trucks, boxes and carrying items, know that our Western Coast Insurance Services experts provide optimized renters insurance. Why do you need it? — you’ll be protected from theft, fire and other unforeseen events.

With Western Coast you’re covered for third-party liability — damage to others or their property for which you’re found to be at fault. Renting an apartment, condo or house? Consider investing in renters insurance. While it’s not mandatory, you’re securing your financial stability. That’s peace of mind.

Let's start with Renters insurance

What does it include?

We’ve heard this statement before: ‘my stuff isn’t worth insuring.’ Yet, our Western Coast team is here to tell you that it’s not about the current value of your property.

Our renters insurance works on a replacement cost basis, “new for old.” In the event of a loss, that means your 10-year-old couch will be replaced with a brand new one of similar make and quality.

With Western Coast renters insurance, you gain the advantage of professionals who know the product. We want to see you protected and, in the case of a claim, returned to your condition prior to the loss.

Why should you choose our renters insurance?

Displaced from your rented location due to an insured loss? A portion of the renters insurance policy (additional living expense) provides coverage for increased cost of living. You can buy up your Additional Living Expense coverage to cover these extra costs for a longer period of time.
Optional coverage for earthquakes, overland water, and equipment breakdown is available
Traveling the world? Renters insurance covers your personal belongings wherever you go. If you’re temporarily renting a location while on vacation, your renters policy still applies.

What you need to know

When making a claim, have receipts and photos of valuables available to show ownership. Your landlord’s insurance will only provide coverage for their own property. Your property will not be covered. That’s why having your own renters policy is critical.

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Renters Insurance