Moving somewhere new can be exciting — this often means new opportunities ahead.
Amidst the din of trucks, boxes and carrying items, know that our Western Coast Insurance Services experts provide optimized renter’s insurance. Why do you need it? — you’ll
be protected from theft, fire and other unforeseen events.
With Western Coast you’re covered for third-party liability — damage to others or their property for which you’re found to be at fault. Renting an apartment, condo or house?
Consider investing in renter’s insurance. While it’s not mandatory, you’re securing your financial stability. That’s peace of mind.
Let's start with Renter's insurance
What does it include?
We’ve heard this statement before: ‘my stuff isn’t worth insuring.’ Yet, our Western Coast team is here to tell you that it’s not about the current value of your
Our renter’s insurance works on a replacement cost basis, “new for old.” In the event of a loss, that means your 10-year-old couch will be replaced with a brand new one of
similar make and quality.
With Western Coast renter’s insurance, you gain the advantage of professionals who know the product. We want to see you protected and, in the case of a claim, returned to your condition
prior to the loss.
Why should you choose our renter's insurance?
Displaced from your rented location due to an insured loss? A portion of the renter’s insurance policy (additional living expense) provides coverage for increased cost of
living. You can buy up your Additional Living Expense coverage to cover these extra costs for a longer period of time.
Optional coverage for earthquakes, overland water, and equipment breakdown
Traveling the world? Renter’s insurance covers your personal
belongings wherever you go. If you’re temporarily renting a location while on vacation, your renter’s policy still applies.
What you need to know
When making a claim, have receipts and photos of valuables available to show ownership. Your landlord’s insurance will only provide coverage for their own property. Your property will
not be covered. That’s why having your own renter’s policy is critical.
Renter’s insurance partners
Western Coast offers discounted tenant insurance to residents of Hollyburn Properties, Devon Properties and Reliance Properties in BC with premiums starting as low as $15/
Western Coast Insurance Services Ltd. is a wholly-owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only
available throughout British Columbia, Canada.