Best car insurance, home insurance, and business insurance in Victoria, British Columbia
At Victoria's trusted Western Coast Insurance branch on Broadmead, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. Visit us in Victoria, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
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At Victoria's trusted Western Coast Insurance branch on Broadmead, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. Visit us in Victoria, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
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We handle ICBC renewals and compare quotes for home insurance and business insurance in Victoria, BC.
The city of Victoria is the capital of British Columbia and is situated on southern Vancouver Island.
Your Western Coast Insurance Services Broadmead (Victoria) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.
A proud supporter of our Western Communities Foundation charity, we give students a helping hand, support community gathering places and assist people during times of crisis.
Don’t miss Gowlland Tod Provincial Park, the incredible Elk Lake and the Victoria Butterfly Gardens.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and boat insurance etc.
As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Victoria, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Victoria branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
You’re at home with Western Coast Insurance Services.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Q: What does an insurance broker do?
A: Western's insurance brokers compare quotes to find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Victoria, British Columbia?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Victoria, British Columbia?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Reviewed By Your Victoria BC Neighbours
Sau Leong at the Broadmead branch was very helpful and knowledgeable. Renewing my insurance was quick, effective and easy. Thanks Sau and stay awesome!
Munira - Victoria, BC
I saw Sau Leong yesterday for a basic insurance transaction. From the moment we walked in she stood out as friendly and helpful. As a person who runs a service based business I truly appreciate the welcoming, positive and professional attitude Sau provided to us. In my experience it’s rare. Thanks Sau.
Beverly - Victoria, BC
Friendly and fast service, over the phone and by email! Thanks Sau!
Teri - Victoria, BC
Western Coast Insurance Services Ltd. is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.