Best car insurance, home insurance, and business insurance in Victoria (Shelbourne), British Columbia
At Victoria's trusted Western Coast Insurance branch on Shelbourne, we’re here to help you find the right coverage for your car, home, and business.
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Victoria, BC, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare insurance options across Victoria and BC, handling the details to find you the best coverage at the right price — insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
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At Victoria's trusted Western Coast Insurance branch on Shelbourne, we’re here to help you find the right coverage for your car, home, and business.
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Victoria, BC, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare insurance options across Victoria and BC, handling the details to find you the best coverage at the right price — insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
Why Choose Western?
Compare Insurance Quotes for Free
We shop across trusted providers to find you the best coverage.
Serving Canadians Since 1905
Over a century of experience delivering trusted insurance solutions.
Fast, Personalized Advice
Our local insurance experts understand your specific needs.
Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.
Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
Your Trusted Insurance Broker in Shelbourne, Victoria BC
I am so grateful to have had the opportunity to get my insurance from Karan Singla at Western Coast Insurance Services. I just moved to British Columbia and he has been so helpful and responsive to all of my questions and emails. He has responded promptly and kindly. I feel so grateful that my insurance is being managed by such a diligent and kind person.
Laurel - Victoria, BC
Raj & Kal were super helpful and very patient with helping me get my out of province car across! 10/10 recommend and definitely using them for my insurance needs going forward.
Philip - Victoria, BC
I've been a customer with Coast Capital Insurance for over 30 years and more recently Western Coast Insurance. I had a tree from a neighbours property hit one of my outbuildings and do substantial damage a couple of years ago. It took a while for the contractor to come and check the damage. We did get a quote and the work got done. Happy with the way Western Coast handled this.
Robert - Victoria, BC
Your Local Canadian Insurance Broker in the Shelbourne Area of Victoria, BC
At Western, our Shelbourne location is proud to be your neighbourhood insurance partner serving east Victoria and nearby communities. Conveniently located along the Shelbourne corridor, we proudly support residents of Gordon Head, Cedar Hill, Hillside Quadra, Oaklands, and areas near UVic and Mount Tolmie.
Whether you are a long time homeowner near Cedar Hill Golf Course, living in a condo close to the University of Victoria, commuting through Shelbourne Street, or operating a local business in the area, our experienced team is here to help protect what matters most.
We take the time to understand your insurance needs so we can match you with the right coverage at the right price.
What Insurance Products We Offer in Shelbourne
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Car Insurance and ICBC Renewals
We provide reliable car insurance and ICBC Autoplan renewals for drivers across Victoria and Saanich. Whether you commute downtown, drive daily along Hillside or McKenzie, or travel locally through Gordon Head, we offer coverage for personal vehicles, motorcycles, and recreational vehicles.
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Home Insurance
From single family homes in Cedar Hill and Gordon Head to condos and townhomes near Shelbourne Plaza and UVic, we help protect your home, personal belongings, liability, and additional living expenses.
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Business Insurance
Local businesses across retail, professional services, trades, and hospitality can access customized insurance solutions designed to support daily operations and long term growth.
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Life Insurance
We offer life insurance options to help support your family and plan confidently for the future.
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Travel and Specialty Insurance
For residents who travel frequently or enjoy active lifestyles at home and abroad, we also offer travel and specialty insurance to meet your needs.
Rooted in the Shelbourne and Greater Victoria Community
The Shelbourne area is known for its connected neighbourhoods, schools, parks, and access to everyday amenities. From Mount Tolmie and Cedar Hill Park to community centres and local shops, we are proud to support customers throughout the area.
Through support of the Western Communities Foundation, this Shelbourne location has donated over $18,000 to local organizations, including the Frank Hobbs Playground Project, Summit Residential and Dementia Care, and the Victoria Association for Community Living.
Your Western Coast Insurance Services Shelbourne branch provides car and truck insurance, ICBC Autoplan renewals, home insurance, business insurance, life insurance, and more, with coverage designed for Greater Victoria lifestyles.
For over 100 years, Western has been committed to delivering trusted insurance solutions across Canada, including Victoria, Saanich, and communities throughout Vancouver Island.
Fast and Simple Way to Compare Insurance Quotes in Shelbourne
Getting started with a quote is quick and easy. Share a few details about your home, vehicle, or business, and our advisors will help compare insurance options that fit your needs.
Why Choose Western
- Local advisors who understand the Shelbourne and Saanich area
- Access to competitive rates from trusted insurance providers
- Personalized support online, by phone, or in branch
- Bundle and save opportunities across multiple policies
Visit Us in Shelbourne
Visit our Shelbourne location, call 1 866-860-1958 to speak with an advisor, or request an online quote to connect with one of our local insurance experts today.
We are here to help you feel confident, protected, and supported every step of the way.
Most customers are connected with an advisor within minutes for a fast and stress free experience from start to finish.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Q: What does an insurance broker do?
A: Western's insurance brokers compare quotes to find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Victoria, British Columbia?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Victoria, British Columbia?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Western Coast Insurance Services Ltd. is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.