Western Coast Insurance · West Broadway, Vancouver

Your local insurance
broker on West Broadway

Our West Broadway broker is your neighbourhood insurance partner in the heart of Vancouver’s Broadway corridor. We help residents and businesses in Mount Pleasant, Fairview, False Creek, Cambie Village and Kitsilano with car insurance, ICBC renewals, condo and home insurance, and business insurance.

445 W Broadway · Vancouver, BC

Advice, Coverage, and ongoing support

How your West Broadway broker helps

  1. Understand your coverage

    We explain what’s covered, what isn’t and where your limits are, in plain language, so you know what your policy actually protects.

  2. Review limits and deductibles

    We’ll walk you through your plan, including what you may need to pay out of pocket if you make a claim.

  3. Compare insurance options

    We compare coverage, limits and pricing across multiple insurers to help you find an option that fits your needs and budget.

  4. Spot gaps in coverage

    We look for areas where you may not have enough protection, so you can address them before you need to make a claim.

  5. Keep your insurance up to date

    Buying a home, renovating, adding a driver or starting a business? We’ll help make sure your coverage keeps up as things change.

  6. Get help with a claim

    We’re here to help you understand your coverage and guide you through the next steps.

West Broadway, Vancouver Broker Location Details

Broker information

Your Western Coast team in West Broadway. Find our contact details, hours and location below.

West Broadway, Vancouver, British Columbia

Contact your West Broadway broker
1-844-802-7628
[email protected]
Visit us
445 W Broadway
Vancouver, BC V5Y 1R4
Hours · Pacific Time
Monday–Friday: 9:00 a.m.–5:00 p.m.
Customer reviews
445 W BroadwayVancouver, British Columbia
Open map ↗

People helping people

What West Broadway customers say

Sometimes the best way to get to know a broker is to hear from their customers. See what Vancouver locals have to say about working with our West Broadway team.

Seamless, even by phone

“Always seamless getting insurance from this branch. Keith is on point and knowlegable! So convenient that you can get insurance with him over the phone as well.”

ScarlettVancouver, BC
The right coverage, affordably

“Always appreciate the folks at West Coast Insurance Services, and Thomas went above and beyond in helping make sure I had the coverage I needed at a price I could afford. Thanks again, Thomas!”

KerryVancouver, BC
Quick and professional

“My experience with David Pau and Western Coast Insurance Services have been wonderful, he is quick to respond and handled my needs with professionalism and detail. I highly recommend working with him as I will continue to maintain my relationship and business with him.”

KevinVancouver, BC

Part of your community

Brokers who live
and give back here.

The Broadway corridor links some of Vancouver’s busiest neighbourhoods, from Mount Pleasant and Fairview to Cambie Village and Kitsilano. With Vancouver General Hospital, City Hall and Granville Island nearby, our broker supports customers who live and work across the city.

Whether you rent an apartment in Fairview, own a condo in Mount Pleasant, commute along Broadway or run a business on the corridor, your coverage has to fit your unique life. An older walk-up, a new condo tower and a character house in Kitsilano each raise different insurance questions.

Your insurance should reflect your home, vehicle, business and how you actually use them. Our brokers can help you take a personalized look at what makes sense for you rather than taking a one-size-fits-all approach.

Contact your West Broadway broker →

Part of Western Financial Group

Western Coast Insurance Services has been part of Western Financial Group since 2013. That means our West Broadway customers get local BC insurance advice, with the resources of a national insurance brokerage.

Coverage for the life you’re building

Insurance we offer in West Broadway

Insuring an apartment, a condo, a car or a business on the Broadway corridor? Our West Broadway brokers compare options from multiple insurers, so you’re not relying on a single provider.

Car insurance & ICBC

Renew your ICBC insurance on West Broadway, Monday to Friday, in broker or by phone. Driving across the Cambie or Granville bridges? We’ll review collision, comprehensive and higher liability limits.

Home insurance

From character houses in Kitsilano to homes across the west side, we’ll help protect your property, belongings and liability, with rebuild costs and earthquake options in mind.

Boat, RV & motorcycle

Moored at False Creek or riding a motorcycle around town? Tell us how you use and store it so your coverage keeps up.

Your local ICBC Autoplan broker

Renew your ICBC insurance
with our West Broadway team.

Start online and choose West Broadway on the request form. A broker will call to help complete your renewal. Prefer to talk in person? Visit our West Broadway office on weekdays, or call us to plan your next step.

Submitting a request does not activate or extend coverage.

Local questions worth asking

West Broadway Vancouver risks to review with your broker

Where you live can make a difference to your insurance. From older apartment buildings and rentals to strata condos and busy corridors, our West Broadway brokers with Western Coast Insurance Services can help you understand what your policy covers, what it doesn’t and whether there are additional options worth considering.

Earthquakes and Older Buildings

A City of Vancouver report named Fairview, Mount Pleasant and Kitsilano among six neighbourhoods holding 65% of the city’s seismic risk, with many at-risk buildings built before 1990, including wood-frame multi-unit buildings. Earthquake coverage is an add-on, for renters and owners alike. Let's check if it works for you.

Ask your West Broadway broker

Can I add earthquake coverage to my tenant or condo policy, and how would the deductible work?

Explore earthquake protection

Renting on the Broadway Corridor

Many West Broadway customers rent apartments in Fairview and Mount Pleasant. Your landlord’s policy covers the building, not your belongings or your liability. Tenant insurance can also pay for temporary housing if your unit can’t be lived in after a fire or flood.

Ask your West Broadway broker

How much tenant insurance do I need for my belongings and liability?

Explore tenant insurance

Condos and Strata Deductibles

In a strata building, a leak in one unit can damage several others, and the strata deductible may be charged back to the owner where it started. Condo insurance with strong water and strata deductible coverage can help protect you from a large bill.

Ask your West Broadway broker

If a leak from my unit damaged my neighbour’s, what would my policy and the strata cover?

Review condo insurance

Clinics, Offices and Shops

The Broadway corridor is home to medical clinics, professional offices, shops and restaurants. Professional liability, commercial general liability and property coverage can be tailored to your work, and business interruption may help if a covered loss forces you to close.

Ask your West Broadway broker

Does my business policy cover professional claims and a temporary closure?

Explore business insurance

For household preparedness information, visit the Global News report on Vancouver’s seismic risk.

Your local broker, your questions

Insurance FAQs for West Broadway

Renting in Fairview, buying a condo or running a clinic on Broadway? Here are a few questions West Broadway customers often ask.

What types of insurance can I get at Western Coast’s West Broadway broker?

Our West Broadway brokers can help with ICBC renewals and optional car insurance, condo, tenant and home insurance, business insurance, boat, RV and motorcycle insurance, life and travel insurance. The options available will depend on the insurer, what you’re insuring and your individual circumstances.

Can I get insurance over the phone with the West Broadway broker?

Yes. Many customers renew and make changes by phone. You can also visit us at 445 West Broadway, Monday to Friday from 9:00 a.m. to 5:00 p.m.

What does ICBC Basic Autoplan include?

ICBC Basic Autoplan is mandatory for every vehicle registered in BC. It includes $200,000 in third-party liability coverage, Enhanced Accident Benefits for injury care and recovery, Underinsured Motorist Protection of up to $1 million per insured person, and inverse liability where local laws don’t let you claim against the other driver. Many Vancouver drivers add optional coverage such as extended third-party liability, collision and comprehensive. Our brokers can help you review which options fit how you drive.

What is Underinsured Motorist Protection?

If you make a third-party liability claim against the person responsible for a crash and they don’t have enough insurance to pay it, Underinsured Motorist Protection (UMP) covers you. Basic UMP covers you and members of your household for claims of up to $1 million per insured person.

Is tenant insurance worth it for a Vancouver apartment?

For most renters, yes. It protects your belongings from theft, fire and some water damage, covers your liability if something you do damages the building or injures someone, and can pay for temporary housing during repairs. Many landlords require it.

Does home insurance cover theft and slip-and-fall accidents?

Yes, a standard home, condo or tenant policy typically covers theft, fire, vandalism and third-party slip-and-fall accidents. Limits and deductibles vary, and some items like jewellery or bikes may need extra coverage.

Is earthquake insurance included with home insurance in Vancouver?

No. Standard home insurance in BC does not include earthquake coverage, but it can usually be added as an endorsement. A City of Vancouver staff report found Fairview, Mount Pleasant and Kitsilano among the neighbourhoods carrying the most seismic risk.

Earthquake coverage typically includes dwelling coverage to repair or rebuild your home, personal property coverage for belongings like electronics and furniture, and loss-of-use coverage for additional living expenses while your home is repaired.

Earthquake deductibles are often a percentage of your coverage limit rather than a fixed amount, so ask us to show you the dollar figure.

What business insurance does a clinic or office on Broadway need?

Most start with commercial general liability and property coverage. Health and professional practices usually need professional liability, and many add business interruption and cyber coverage. Bring your lease and any contract requirements when we review options.

Can I insure my boat, RV or motorcycle through West Broadway?

Yes. Our brokers can help with motorcycle, RV and boat insurance as well as car insurance. Tell us how and where you use and store each one so we can compare suitable options.

Is Western Coast Insurance part of Western Financial Group?

Yes. Western Coast Insurance Services is part of Western Financial Group. Western Coast serves customers in British Columbia while benefiting from the broader nationwide resources of Western Financial Group.

Need claims help? Find Western Coast’s claims reporting information →

More local brokers

Western Coast brokers near West Broadway

Spending time elsewhere in Vancouver or Richmond? These Western Coast brokers can also help with ICBC, home and business insurance.

See all Western Coast brokers →

Your West Broadway insurance team

Talk to a West Broadway broker or get a quote online.

Have a question or ready to get started? Choose your insurance product online, or call our local team for help with your next step.

Your broker will confirm your coverage and when it starts.

Insurance is subject to insurer eligibility, terms, limits, conditions and exclusions. Policy wording determines coverage.