Car insurance & ICBC
Renew your ICBC insurance on No. 3 Road, Monday to Saturday, with evenings until 6:00 p.m. Tuesday to Friday. Bought a new car? We’ll help you insure it and review collision, comprehensive and higher liability limits.
Western Coast Insurance · Richmond Centre, Richmond
Your local insurance
broker at Richmond Centre
Our Richmond Centre broker on No. 3 Road is your neighbourhood insurance partner in the heart of Richmond. We help residents of Richmond City Centre, Brighouse, Lansdowne, West Cambie and the surrounding neighbourhoods with car insurance, ICBC renewals, condo and home insurance, and business insurance.
6253 No. 3 Rd · Richmond, BC
Advice, Coverage, and ongoing support
How your Richmond Centre broker helps
Understand your coverage
We explain what’s covered, what isn’t and where your limits are, in plain language, so you know what your policy actually protects.
Review limits and deductibles
We’ll walk you through your plan, including what you may need to pay out of pocket if you make a claim.
Compare insurance options
We compare coverage, limits and pricing across multiple insurers to help you find an option that fits your needs and budget.
Spot gaps in coverage
We look for areas where you may not have enough protection, so you can address them before you need to make a claim.
Keep your insurance up to date
Buying a home, renovating, adding a driver or starting a business? We’ll help make sure your coverage keeps up as things change.
Get help with a claim
We’re here to help you understand your coverage and guide you through the next steps.
Richmond Centre Broker Location Details
Broker information
Your Western Coast team in Richmond Centre. Find our contact details, hours and location below.
Richmond Centre, Richmond, British Columbia
- Contact your Richmond Centre broker
- 1-844-802-7620
[email protected] - Visit us
- 6253 No. 3 Rd
Richmond, BC V6Y 2B5 - Hours · Pacific Time
- Monday: 9:00 a.m.–5:00 p.m.
Tuesday–Friday: 9:00 a.m.–6:00 p.m.
Saturday: 9:00 a.m.–5:00 p.m.
6253 No. 3 RdRichmond, British Columbia
Open map ↗People helping people
What Richmond Centre customers say
Sometimes the best way to get to know a broker is to hear from their customers. See what people have to say about working with our Richmond Centre team.
Pleasant and simple
“Insurance isn’t always the most exciting conversation. Jayrus Jacinto made the process very pleasant and simple, with his expert knowledge and his thorough process. Knew the answer to everything, and recommended based on my personal needs. All people in customer facing roles should be like this. Thank you.”
Insuring a new car
“Janice was the one who helped me for my new car insurance. She was great at her job, patiently answered my all question and helped to get my insurance done.”
Friendly service
“Great customer service at this branch! Thanks for the friendly staff who assisted me:) His name is James. Keep it up!”
Part of your community
Brokers who live
and give back here.
Richmond City Centre is known for its walkable neighbourhoods, transit connections, schools and diverse community. From Minoru Park and the Richmond Cultural Centre to nearby schools and local services, we’re proud to support customers here.
Whether you live in a City Centre condo, own a family home nearby, commute on the Canada Line or Highway 99, or run a small business in central Richmond, your coverage has to fit your life. A high-rise condo near No. 3 Road and a townhome in West Cambie each have different insurance needs, as does a coffee shop downtown.
Your insurance should reflect your home, vehicle, business and how you actually use them. Our brokers can help you take a personalized look at what makes sense for you rather than taking a one-size-fits-all approach.
Contact your Richmond Centre broker →Part of Western Financial Group
Western Coast Insurance Services has been part of Western Financial Group since 2013. That means our Richmond Centre customers get local BC insurance advice, with the resources of a national insurance brokerage.
Coverage for the life you’re building
Insurance we offer in Richmond Centre
Insuring a condo, a new car, a family home or a business in central Richmond? Our Richmond Centre brokers compare options from multiple insurers, so you’re not relying on a single provider.
Home insurance
From townhomes in West Cambie to single-family homes nearby, we’ll help protect your home, belongings and liability, with Richmond’s water and earthquake risks in mind.
Condo & tenant insurance
Living in a City Centre condo or apartment? Your strata covers the building. Condo and tenant insurance can protect your belongings, upgrades, liability and share of a strata deductible.
Business insurance
Richmond businesses across retail, professional services, hospitality and trades can access insurance that protects commercial property, liability and operations.
Boat, RV & motorcycle
Riding a motorcycle around the city or taking the RV out of town? Tell us how you use and store it so your coverage matches the season.
Travel insurance
With the Canada Line and YVR minutes away, central Richmond is a gateway. Compare TuGo travel insurance with our Richmond Centre brokers before your next trip.
Your local ICBC Autoplan broker
Renew your ICBC insurance
with our Richmond Centre team.
Start online and choose Richmond Centre on the request form. A broker will call to help complete your renewal. Prefer to talk in person? Visit our No. 3 Road office, or call us to plan your next step.
Submitting a request does not activate or extend coverage.
Local questions worth asking
Richmond Centre risks to review with your broker
Where you live can make a difference to your insurance. From a city that sits about a metre above sea level to high-rise condos, new cars and earthquake risk, our Richmond Centre brokers with Western Coast Insurance Services can help you understand what your policy covers, what it doesn’t and whether there are additional options worth considering.
A City Protected by Dikes
Richmond sits about 1 metre above sea level and relies on 49 km of dikes and 39 drainage pump stations. It faces flood hazards from coastal storm surges, snowmelt and extreme weather. Water damage coverage varies, so ask how your policy treats overland water and sewer backup.
Ask your Richmond Centre broker
Review home coverage Is overland flood coverage available for my Richmond address, and what does it exclude?
High-Rise Condo Living
City Centre has many condo and apartment towers. A leak several floors up can damage units below, and the strata deductible may be charged back to the owner where it started. Condo insurance with strong strata deductible and water coverage can help fill those gaps.
Ask your Richmond Centre broker
Review condo insurance If water from my unit damaged the floors below, what would my condo policy cover?
Insuring a New Car
Buying a new car? It's a good time to review your coverage. Collision and comprehensive protect your own vehicle, and some insurers offer replacement cost options for newer vehicles. We can help you compare optional coverage through ICBC and private insurers.
Ask your Richmond Centre broker
Car insurance & ICBC details Is there an option that replaces my new car if it’s written off in its first few years?
Earthquake Coverage
Earthquake coverage is generally recommended across Metro Vancouver, including Richmond. It isn’t included in a standard BC home or condo policy, but it can usually be added. Ask how the deductible works for your unit and your share of the building.
Ask your Richmond Centre broker
Explore earthquake protection Would my condo policy help with a strata earthquake deductible?
For household preparedness information, visit the City of Richmond’s flood protection information.
Your local broker, your questions
Insurance FAQs for Richmond Centre
Living in a condo, buying a new car or travelling through YVR? Here are a few questions Richmond Centre customers often ask.
What types of insurance can I get at Western Coast’s Richmond Centre broker?
Our Richmond Centre brokers can help with ICBC renewals and optional car insurance, condo, home and tenant insurance, business insurance, life and travel insurance. The options available will depend on the insurer, what you’re insuring and your individual circumstances.
What are the Richmond Centre broker’s hours?
We’re at 6253 No. 3 Road. We’re open Monday and Saturday from 9:00 a.m. to 5:00 p.m., and Tuesday to Friday from 9:00 a.m. to 6:00 p.m.
What does ICBC Basic Autoplan include?
ICBC Basic Autoplan is mandatory for every vehicle registered in BC. It includes $200,000 in third-party liability coverage, Enhanced Accident Benefits for injury care and recovery, Underinsured Motorist Protection of up to $1 million per insured person, and inverse liability where local laws don’t let you claim against the other driver. Many Richmond drivers add optional coverage such as extended third-party liability, collision and comprehensive. Our brokers can help you review which options fit how you drive.
What should I bring to insure a new car?
Bring your bill of sale or purchase agreement, your driver’s licence and details of who will drive the vehicle and how often. If you’re financing or leasing, bring the lender’s insurance requirements, as they often ask for collision and comprehensive coverage.
Do I need condo insurance in a Richmond high-rise?
Yes, in most cases. The strata policy covers the building and common property, but not your belongings, upgrades or personal liability. Condo insurance can also help with your share of a strata deductible, which can be significant in a larger building.
Is Richmond at risk of flooding?
Richmond sits about 1 metre above sea level and is protected by 49 km of dikes and 39 drainage pump stations. The City is raising dikes as it plans for sea level rise. If you own a home, ask us about overland water and sewer backup coverage.
Is earthquake insurance included with home insurance in Richmond?
No. Standard home insurance in BC does not include earthquake coverage, but it can usually be added as an endorsement. Earthquake coverage is generally recommended across Metro Vancouver, including Richmond.
Earthquake coverage typically includes dwelling coverage to repair or rebuild your home, personal property coverage for belongings like electronics and furniture, and loss-of-use coverage for additional living expenses while your home is repaired.
Earthquake deductibles are often a percentage of your coverage limit rather than a fixed amount, so ask us to show you the dollar figure.
What isn’t usually covered by a standard Richmond home policy?
Most standard policies don’t include earthquake damage, overland flood or sewer backup unless you add that coverage. They also exclude wear and tear from aging roofs, plumbing or electrical systems, and damage caused by a lack of maintenance.
Can I get travel insurance at the Richmond Centre broker?
Yes. Our brokers can help you compare TuGo travel insurance, including emergency medical and trip cancellation coverage, based on your destination and how long you’ll be away.
Is Western Coast Insurance part of Western Financial Group?
Yes. Western Coast Insurance Services is part of Western Financial Group. Western Coast serves customers in British Columbia while benefiting from the broader nationwide resources of Western Financial Group.
Need claims help? Find Western Coast’s claims reporting information →
More local brokers
Western Coast brokers near Richmond Centre
Spending time elsewhere in Richmond or Metro Vancouver? These Western Coast brokers can also help with ICBC, home and business insurance.
Cambie
Richmond, BC
11911 Cambie Rd, Richmond1-844-802-7607View Cambie brokerSteveston
Richmond, BC
3960 Chatham St #100, Richmond1-844-802-7625View Steveston brokerSunshine Hills
Surrey, BC
6350 120 St Unit 100, Surrey1-844-802-7626View Sunshine Hills brokerYour Richmond Centre insurance team
Talk to a Richmond Centre broker or get a quote online.
Have a question or ready to get started? Choose your insurance product online, or call our local team for help with your next step.
Your broker will confirm your coverage and when it starts.
Insurance is subject to insurer eligibility, terms, limits, conditions and exclusions. Policy wording determines coverage.
Western Coast Insurance Services is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.