Best car insurance, home insurance, and business insurance in Richmond (Steveston), British Columbia
At Richmond's trusted Western Coast Insurance branch at Steveston, we’re here to help you find the right coverage for your car, home, and business.
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Richmond, BC, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare insurance options across the Richmond and Vancouver area, handling the details to find you the best coverage at the right price — insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
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At Richmond's trusted Western Coast Insurance branch at Steveston, we’re here to help you find the right coverage for your car, home, and business.
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Richmond, BC, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare insurance options across the Richmond and Vancouver area, handling the details to find you the best coverage at the right price — insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
Why Choose Western?
Compare Insurance Quotes for Free
We shop across trusted providers to find you the best coverage.
Serving Canadians Since 1905
Over a century of experience delivering trusted insurance solutions.
Fast, Personalized Advice
Our local insurance experts understand your specific needs.
Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.
Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
Your Trusted Insurance Broker in Richmond BC
Western Coast Insurance and Sherry are awesome, Sherry is my go to person when I have car insurance needs or questions. She was professional, knowledgeable and incredibly helpful. I could not be happier with the exceptional service she provided.
Jason - Richmond, BC
Songting and the staff are so incredibly helpful & efficient. I've been getting my car insurance through them for the last 4 years and all done via email. Highly recommend.
Rish - Richmond, BC
I did an ICBC car renewal over the phone with Kelly. It was easy and fast, all helped by Kelly's experience and knowledge on how to execute this relatively new avenue of renewal. I will probably keep using this process of renewal going forward and I will want to do it with her or her colleagues.
Gord - Richmond, BC
Your Local Canadian Insurance Broker in Steveston, Richmond, BC
At Western, our Steveston branch is proud to be your neighbourhood insurance partner in one of Richmond’s most historic and scenic communities. Conveniently located to serve the area, we support residents of Steveston Village, Seafair, Broadmoor, Shellmont, and surrounding Richmond neighbourhoods.
Whether you are a long time homeowner near the waterfront, raising a family in Steveston, commuting throughout Richmond, or running a local business along Moncton Street, our experienced team is here to help protect what matters most.
We take the time to understand your insurance needs so we can match you with the right coverage at the right price.
What Insurance Products We Offer in Steveston
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Car Insurance and ICBC Renewals
We offer dependable car insurance and ICBC Autoplan renewals for drivers throughout Steveston and Richmond. Whether you are commuting to Vancouver, driving locally near Garry Point Park, or travelling across the Lower Mainland, we provide coverage for personal vehicles, motorcycles, and recreational vehicles.
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Home Insurance
From single family homes in Steveston Village and Seafair to townhomes and condos across Richmond, we help protect your property, personal belongings, liability, and additional living expenses.
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Business Insurance
Local businesses in Steveston, including retail, hospitality, marine related services, and professional offices, can access customized insurance solutions to help protect their operations and assets.
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Life Insurance
We offer life insurance options designed to support your long term financial goals and help protect the people who matter most to you.
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Travel and Specialty Insurance
With Steveston’s active lifestyle and strong travel connections, we also offer travel and specialty insurance to support your plans both close to home and abroad.
Rooted in the Steveston Community
Steveston is known for its rich fishing history, waterfront charm, and strong community spirit. From Steveston Harbour and Garry Point Park to local schools, shops, and family friendly neighbourhoods, we are proud to support customers throughout the area.
Through support of the Western Communities Foundation, this Steveston branch has donated over $13,000 to local organizations, including Richmond Family Place, Richmond Secondary School, and the Richmond Gives Project.
Your Western Coast Insurance Services Steveston branch provides car and truck insurance, ICBC Autoplan renewals, home insurance, business insurance, life insurance, and more, with coverage tailored to Richmond and Steveston lifestyles.
For over 100 years, Western has been committed to delivering trusted insurance solutions across Canada, including Steveston, Richmond, Metro Vancouver, and British Columbia.
Fast and Simple Way to Compare Insurance Quotes in Steveston
Getting started with a quote is quick and straightforward. Share a few details about your home, vehicle, or business, and our advisors will help compare insurance options that fit your needs.
Why Choose Western
- Local advisors who understand the Steveston and Richmond community
- Access to competitive rates from trusted insurance providers
- Personalized support online, by phone, or in branch
- Bundle and save opportunities across multiple policies
Visit Us in Steveston
Visit our Steveston location, call 1 866-860-1958 to speak with an advisor, or request an online quote to connect with one of our local insurance experts today.
We are here to help you feel confident, protected, and supported every step of the way.
Most customers are connected with an advisor within minutes for a fast and stress free experience from start to finish.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Q: What does an insurance broker do?
A: Western's insurance brokers compare quotes to find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Richmond, British Columbia?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Richmond, British Columbia?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Western Coast Insurance Services Ltd. is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.