Best car insurance, home insurance, and business insurance in Duncan, British Columbia
At Duncan's trusted Western Coast Insurance branch, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. Visit us in Duncan, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
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At Duncan's trusted Western Coast Insurance branch, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. Visit us in Duncan, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
We handle ICBC renewals and compare quotes for home insurance and business insurance in Duncan, BC.
The city of Duncan on southern Vancouver Island in British Columbia supports nearly 84,000 people. Known as the City of Totems for its totem poles, this is the Cowichan peoples’ traditional home.
Your Western Coast Insurance Services Beverly Corners (Duncan) branch has car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.
Via our Western Communities Foundation, we’ve donated over $31,000 to Cowichan Canadian Mental Health, Sundrops Child & Family Development Centre and Duncan Food Bank etc.
Don’t miss the Cowichan Valley Museum, the Duncan Farmers’ Market and nearby Bright Angel Park.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and boat insurance etc.
As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Duncan, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Duncan branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
You’re at home with Western Coast Insurance Services.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Q: What does an insurance broker do?
A: Western's insurance brokers compare quotes to find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Duncan, British Columbia?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Duncan, British Columbia?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Reviewed By Your Duncan BC Neighbours
Got my house insurance yesterday at your outlet in Duncan. Acacia Bennet was my advisor.i had a lot of questions to ask and she was so thorough and kind, can’t say enough good things about her. You have a great employee in her!
Wendy - Duncan, BC
Marley was exceptionally pleasant to deal with. Her good humour, efficiency, and knowledge made it easy to renew over the phone.
Gales - Duncan, BC
Amazing service!! I received a text to renew my car insurance. I received a response within an hour and they called the next morning to follow-up and offered to renew over the phone. Being a busy mom and working from home, I felt that this was a great option for me. Paramjit was not only helpful and curious she looked at all potential gaps in coverage and gave me options for me to consider. Thank you Paramjit! Your service was fantastic!! Bravo!
Macrina - Duncan, BC
Western Coast Insurance Services Ltd. is a wholly-owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.