Get the Right Insurance for Your Business with Western

Comprehensive Coverage Options for Your Business

Understanding the variety of risks your business may encounter is key to staying protected. Explore our range of business insurance products:

1. Commercial General Liability Insurance (CGL):
Protects against third-party claims of bodily injury, property damage, or personal injury that may occur during your business operations. This essential coverage ensures your business is safeguarded against unforeseen lawsuits, allowing you to focus on growth without the worry of unexpected liabilities.

2. Professional Liability Insurance (Errors & Omissions):
Covers claims alleging negligence or failure to deliver services as promised, protecting your business from costly lawsuits. Ideal for service providers and consultants, this coverage ensures peace of mind when providing professional advice or expertise.

3. Commercial Property Insurance:
Safeguards your physical assets, including buildings, equipment, and inventory, against damage or loss due to fire, theft, and other risks. Whether you own or lease your property, this insurance is vital for maintaining your business’s financial stability after an unforeseen event.

4. Cyber Liability Insurance:
Provides financial protection against the increasing risk of cyberattacks and data breaches, covering legal fees, notification costs, and more. As cybercrime continues to rise, this coverage is crucial for businesses that handle sensitive customer data or rely on digital operations.

5. Directors & Officers (D&O) Liability Insurance:
Protects the personal assets of your company’s leadership team against claims arising from their corporate decisions. Essential for businesses with executive boards, this policy helps attract and retain top talent by offering financial protection against potential legal disputes.

6. Business Owners Policy (BOP):
A cost-effective package combining property and liability coverage, specifically designed for small and mid-sized businesses. Simplify your insurance needs with a comprehensive solution that protects your operations and assets in one streamlined policy.

7. Business Interruption Insurance:
Covers loss of income and operating expenses when your business operations are disrupted due to unforeseen events. This policy ensures you can maintain financial stability and recover quickly from events such as natural disasters or property damage.

8. Employment Practices Liability Insurance (EPLI):
Protects your organization against claims related to employment practices, such as discrimination, harassment, or wrongful termination. As workplace regulations evolve, this coverage helps shield your business from costly legal disputes.