Car insurance & ICBC
Renew your ICBC insurance on Georgia Street from 8:00 a.m., Monday to Friday, before work. Driving only on weekends? Ask about distance-based discounts and the optional coverage that fits how little or often you drive.
Western Coast Insurance · Georgia Street, Vancouver
Your downtown Vancouver
insurance broker
Our Georgia Street location is your neighbourhood insurance partner in the heart of downtown Vancouver. We help residents, professionals and businesses throughout Downtown, Coal Harbour, the West End, Gastown and Yaletown with car insurance, ICBC renewals, condo and home insurance, and business insurance.
1075 W Georgia St #6 · Vancouver, BC
Advice, Coverage, and ongoing support
How your Georgia St Vancouver broker helps
Understand your coverage
We explain what’s covered, what isn’t and where your limits are, in plain language, so you know what your policy actually protects.
Review limits and deductibles
We’ll walk you through your plan, including what you may need to pay out of pocket if you make a claim.
Compare insurance options
We compare coverage, limits and pricing across multiple insurers to help you find an option that fits your needs and budget.
Spot gaps in coverage
We look for areas where you may not have enough protection, so you can address them before you need to make a claim.
Keep your insurance up to date
Buying a home, renovating, adding a driver or starting a business? We’ll help make sure your coverage keeps up as things change.
Get help with a claim
We’re here to help you understand your coverage and guide you through the next steps.
Georgia Broker Location Details
Broker information
Your Western Coast team in downtown Vancouver. Find our contact details, hours and location below.
Georgia Street, Vancouver, British Columbia
- Contact your Georgia broker
- 1-844-802-7613
[email protected] - Visit us
- 1075 W Georgia St #6
Vancouver, BC V6E 3C9 - Hours · Pacific Time
- Monday–Friday: 8:00 a.m.–5:00 p.m.
1075 W Georgia St #6Vancouver, British Columbia
Open map ↗People helping people
What Vancouver customers say
Sometimes the best way to get to know a broker is to hear from their customers. See what Vancouver locals have to say about working with our Georgia St team.
Best service in decades
“Cannot recommend highly enough. Best customer service I have received in decades. Helpful. Quick. Incredibly Responsive. Liam was stellar to work with.”
A great deal
“Super easy to work with and got us a great deal on our insurance.”
In and out in five minutes
“Liam at this location is the most efficient person you will work with for your insurance renewal. Was in and out in 5 minutes with everything was explained clearly, highly recommend.”
Part of your community
Brokers who live
and give back here.
The Georgia Street corridor is a key part of Vancouver’s downtown core, connecting communities, workplaces, cultural spaces and schools. From nearby parks and waterfront paths to neighbourhood schools, we’re proud to support customers across the city.
Whether you live in a downtown condo, commute through the city core, run a business near the financial district or work close to Stanley Park and the waterfront, your coverage needs to fit your life. A tower condo in Coal Harbour, a rental in the West End and an office in the financial district each have different needs. Talk to an insurance broker to get the perfect coverage.
Your insurance should reflect your home, vehicle, business and how you actually use them. Our brokers can help you take a personlized look at what makes sense for you rather than taking a one-size-fits-all approach.
Contact your Georgia broker →Part of Western Financial Group
Western Coast Insurance Services has been part of Western Financial Group since 2013. That means our Georgia customers get local BC insurance advice, with the resources of a national insurance brokerage.
Coverage for the life you’re building
Insurance we offer in downtown Vancouver
Insuring a condo, a rental, a car you rarely drive or a downtown business? Our Georgia Street Vancouver brokers compare options from multiple insurers, so you’re not relying on a single provider.
Home insurance
From townhomes and residences near downtown to the homes our customers own outside the core, we’ll help protect your property, belongings, liability and additional living expenses.
Condo & tenant insurance
Most downtown customers live in condos or apartments. We’ll protect your belongings, upgrades and personal liability, and help with your share of a strata deductible.
Business insurance
Downtown businesses across professional services, retail, technology, hospitality and commercial offices can access insurance for property, liability, cyber and operational risks.
Boat, RV & motorcycle
Keeping a boat in Coal Harbour or False Creek? Marine insurance can cover your vessel, equipment and liability. We can help with RVs and motorcycles too.
Travel insurance
Flying out of YVR or boarding a cruise at Canada Place? Compare TuGo travel insurance with our Georgia Street brokers before you go.
Your local ICBC Autoplan broker
Renew your ICBC insurance
with our Georgia team.
Start online and choose Georgia on the request form. A broker will call to help complete your renewal. Prefer to talk in person? Visit our Georgia Street office from 8:00 a.m. on weekdays, or call us to plan your next step.
Submitting a request does not activate or extend coverage.
Local questions worth asking
Downtown Vancouver risks to review with your broker
Where you live and work can make a difference to your insurance. From older concrete towers and strata deductibles to downtown rentals and offices, our Georgia Street brokers with Western Coast Insurance Services can help you understand what your policy covers, what it doesn’t and whether there are additional options worth considering.
Earthquakes and Older Towers
Earthquakes are a serious consideration for Vancouver property owners, with downtown and the West End among six neighbourhoods holding 65% of citywide risk. Concrete high-rises built before 1990 are among the riskiest types. Earthquake coverage is an add-on to a standard policy, talk to your broker today to make sure you're covered.
Ask your Georgia broker
Explore earthquake protection If my building was damaged in an earthquake, what would I owe toward the strata’s deductible?
Strata Deductibles in Big Buildings
Large downtown towers often carry high strata deductibles for water damage. If a leak starts in your unit, part of that deductible may be charged back to you. Condo insurance with enough strata deductible coverage can protect you from a large, unexpected bill.
Ask your Georgia broker
Review condo insurance What is my building’s water damage deductible, and is my coverage high enough?
Renting in the West End
Renting is common downtown and in the West End. Your landlord’s insurance covers the building, not your belongings or your liability if a fire or leak starts in your unit. Tenant insurance can also help pay for temporary housing if you need to move out during repairs.
Ask your Georgia broker
Explore tenant insurance If my apartment was damaged and I had to move out, would tenant insurance pay for a hotel while repairs are done?
Downtown Offices and Shops
Professional firms, tech companies and retailers downtown face risks from client claims and data breaches to damage in a shared building. Commercial general liability, property, professional liability and cyber coverage can be tailored to how you operate.
Ask your Georgia broker
Explore business insurance Does my business insurance cover a data breach or a claim from a client?
For household preparedness information, visit the Global News report on Vancouver’s seismic risk.
Your local broker, your questions
Insurance FAQs for downtown Vancouver
Living in a tower, renting downtown or running a business in the core? Here are a few questions Georgia Street customers often ask.
What types of insurance can I get at Western Coast’s Georgia Street broker?
Our Georgia Street brokers can help with ICBC renewals and optional car insurance, condo, tenant and home insurance, business insurance, life and travel insurance. The options available will depend on the insurer, what you’re insuring and your individual circumstances.
What are the Georgia Street broker’s hours?
We’re at 1075 West Georgia Street, Unit 6. We’re open Monday to Friday from 8:00 a.m. to 5:00 p.m., so you can stop by before work.
What does ICBC Basic Autoplan include?
ICBC Basic Autoplan is mandatory for every vehicle registered in BC. It includes $200,000 in third-party liability coverage, Enhanced Accident Benefits for injury care and recovery, Underinsured Motorist Protection of up to $1 million per insured person, and inverse liability where local laws don’t let you claim against the other driver. Many Vancouver drivers add optional coverage such as extended third-party liability, collision and comprehensive. Our brokers can help you review which options fit how you drive.
I barely drive downtown. Can I pay less for car insurance?
Possibly. ICBC offers distance-based discounts if you drive under 15,000 km or under 5,000 km a year. A higher deductible and comparing optional coverage between ICBC and private insurers can also help.
Do I need condo insurance if my strata has insurance?
Yes, in most cases. The strata policy covers the building and common property, not your belongings, upgrades or personal liability. Downtown towers often have high strata deductibles, and condo insurance can help with your share if a claim starts in your unit.
Do renters in downtown Vancouver need tenant insurance?
It isn’t required by law, but many landlords ask for it. Tenant insurance covers your belongings, your liability if a fire or leak starts in your unit, and extra living costs if you have to move out during repairs.
Is earthquake insurance included with condo insurance in Vancouver?
No. Standard home insurance in BC does not include earthquake coverage, but it can usually be added as an endorsement. A City of Vancouver staff report found downtown and the West End among the neighbourhoods carrying the most seismic risk, so it’s worth reviewing with your broker.
Earthquake coverage typically includes dwelling coverage to repair or rebuild your home, personal property coverage for belongings like electronics and furniture, and loss-of-use coverage for additional living expenses while your home is repaired.
Earthquake deductibles are often a percentage of your coverage limit rather than a fixed amount, so ask us to show you the dollar figure.
What business insurance does a downtown office need?
Most offices start with commercial general liability and property coverage for equipment and improvements. Professional firms often add errors and omissions coverage, and businesses that hold client data may want cyber insurance.
Can I get travel insurance at the Georgia Street broker?
Yes. Whether you’re flying out of YVR or leaving on a cruise from Canada Place, our brokers can help you compare TuGo travel insurance for your trip.
Is Western Coast Insurance part of Western Financial Group?
Yes. Western Coast Insurance Services is part of Western Financial Group. Western Coast serves customers in British Columbia while benefiting from the broader nationwide resources of Western Financial Group.
Need claims help? Find Western Coast’s claims reporting information →
More local brokers
Western Coast brokers near Georgia Street
Spending time elsewhere in Vancouver or Richmond? These Western Coast brokers can also help with ICBC, home and business insurance.
West Broadway
Vancouver, BC
445 W Broadway, Vancouver1-844-802-7628View West Broadway brokerCambie
Richmond, BC
11911 Cambie Rd, Richmond1-844-802-7607View Cambie brokerCoquitlam
Coquitlam, BC
1175 Johnson St Unit B, Coquitlam1-844-802-7612View Coquitlam brokerYour Georgia insurance team
Talk to a Georgia broker or get a quote online.
Have a question or ready to get started? Choose your insurance product online, or call our local team for help with your next step.
Your broker will confirm your coverage and when it starts.
Insurance is subject to insurer eligibility, terms, limits, conditions and exclusions. Policy wording determines coverage.
Western Coast Insurance Services is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.