Western Coast Insurance · Admirals Walk, Victoria
Western Coast Insurance at Admirals Walk is your trusted neighbourhood insurance broker near the Gorge Waterway. We help customers in Esquimalt, View Royal and across Greater Victoria with car insurance, ICBC renewals, home insurance, boat insurance, business insurance and more.
1497 Admirals Rd Unit 103B · Victoria, BC
Advice and ongoing support
We explain what’s covered, what isn’t and where your limits are, in plain language, so you know what your policy actually protects.
We’ll walk you through your plan, including what you may need to pay out of pocket if you make a claim.
We compare coverage, limits and pricing across multiple insurers to help you find an option that fits your needs and budget.
We look for areas where you may not have enough protection, so you can address them before you need to make a claim.
Buying a home, renovating, adding a driver or starting a business? We’ll help make sure your coverage keeps up as things change.
We’re here to help you understand your coverage and guide you through the next steps.
Admirals Walk Broker Location Details
Your Western Coast team in Admirals Walk. Find our contact details, hours and location below.
People helping people
Sometimes the best way to get to know a broker is to hear from their customers. Here's what people have to say about working with our Admirals Walk team.
“Always a great experience visiting this branch! The staff are friendly, helpful, and offer competitive rates. Cassandra made me feel welcome and ensured my move from Ontario to Victoria was seamless by getting everything set up quickly and stress-free. 5/5!”
“Following a useful reminder from Western Coast Insurance by email, a friendly and efficient person made the process of renewing my vehicle insurance a breeze. And I walked in without having to make an appointment.”
“I had a great experience renewing my car insurance with Akbar at Western Coast Insurance Services Ltd. He provided efficient and speedy service, and the added convenience of handling everything over the phone saved me so much time. Akbar’s professionalism and excellent service were greatly appreciated. Highly recommend!”
Part of your community
Located steps from the Gorge Waterway, our Admirals Walk branch serves the Admirals Walk community, Esquimalt, View Royal and customers across Greater Victoria. We understand that insurance needs can vary from one neighbourhood to the next.
A character home in Vic West may have different insurance considerations from a newer condo in View Royal, and a boat owner on the Gorge needs personalized service too. Whether you commute downtown, explore Vancouver Island, spend time on the water or run a local business, our Admirals Walk advisors take the time to understand your lifestyle, goals and coverage needs.
Your insurance should reflect your home, vehicle, business and how you actually use them. Our brokers can help you look at what makes sense for you rather than taking a one-size-fits-all approach.
Contact your Admirals Walk broker →Part of Western Financial Group
Western Coast Insurance Services has been part of Western Financial Group since 2013. That means our Admirals Walk customers get local BC insurance advice, with the resources of a national insurance brokerage.
Coverage for the life you’re building
Insuring a vehicle, home, boat or business near Admirals Walk? Our local brokers compare options from multiple insurers, so you’re not relying on a single provider.
Renew your ICBC insurance at Admirals Walk, Monday to Saturday, in branch or over the phone. Commuting downtown or out to the Westshore? We’ll review optional car insurance such as collision, comprehensive and extended liability for how and where you actually drive.
From character homes in Vic West and Esquimalt to modern residences in View Royal, the age and style of your home shape your insurance plan. Let's look at what affects your premium and what you need to know about water and earthquake options.
Renting in Esquimalt or own a condo near the Gorge? Did you know your landlord’s or strata’s policy protects the building, not your things? We’ll help you cover your belongings, upgrades and personal liability.
From small businesses near Admirals Walk to growing companies across Greater Victoria, different businesses face different risks. Let's look at property, liability and equipment coverage that fits your size, industry and day-to-day work.
Paddling the Gorge or heading out on the open water? Western Coast insurance brokers can insure your boat, RV or motorcycle for how you actually use it and where you keep it between trips.
Planning a trip off the Island or visiting family out of province? We’ll help you compare TuGo travel insurance for where you’re going and how long you’ll be away.
Your local ICBC Autoplan broker
Start online and choose Admirals Walk on the request form. A broker will call to help complete your renewal. Prefer to talk in person? Visit us at our Admirals Walk location, or call us directly.
Submitting a request does not activate or extend coverage.
Local questions worth asking
Where you live makes a difference to your insurance plan. From older homes and life on the water to earthquake risk, our Admirals Walk brokers with Western Coast Insurance Services can help you understand what your policy covers, what it doesn’t and any additional options worth considering.
Greater Victoria is in one of Canada’s most seismically active regions. While earthquake damage isn’t generally included in a standard BC home insurance policy, coverage is available as an add-on. Your broker can help you understand what's protected, how the deductible works and whether extra coverage makes sense for your home.
Does my current policy cover earthquake damage, and what would I pay before the coverage applies?
Many homes in Vic West and Esquimalt are older or full of character, so insurers often look closely at wiring, such as knob and tube, plumbing type and roof age. Upkeep and renovations can make a real difference to your options. Your broker can help you understand what an insurer will ask and how updates may affect your coverage.
How does the age of my home affect my current coverage, and are there any renovations or upgrades I could do to improve premiums?
If you keep a boat at a marina, on the Gorge, or on a trailer at home, how you use and store it matters to your insurance. Home insurance policies usually offer limited protection for watercraft, so you probably need custom coverage for your boat. Western Coast brokers can help you look at liability, theft and damage, on the water and in storage.
Is my boat covered while it’s stored, trailered and out on the water? What upkeep do I need to do to maintain my coverage?
Extreme weather is becoming more frequent across Greater Victoria, and older drainage and plumbing can add to the risk of water getting into your home. Every home insurance policy is different, so double-check that you're covered for sewer backup and overland water damages.
Am I covered if water backs up through my drains during a heavy storm? Do I have overland water protection?
Your local broker, your questions
Planning a visit, moving to Victoria or looking for help with your next policy? Here are a few things you might want to know.
Our Admirals Walk brokers can help with ICBC renewals and optional car insurance, home and condo insurance, tenant insurance, boat insurance, motorcycle and RV insurance, business insurance and other personal insurance needs. The options available will depend on the insurer, what you’re insuring and your individual circumstances.
You can renew at our Admirals Walk branch at 1497 Admirals Rd, Monday to Saturday from 9:00 a.m. to 5:00 p.m. You can also renew over the phone, and our brokers can review optional coverage such as collision, comprehensive and extended liability at the same time.
ICBC Basic Autoplan is mandatory for every vehicle registered in BC. It includes $200,000 in third-party liability coverage, Enhanced Accident Benefits for injury care and recovery, Underinsured Motorist Protection of up to $1 million per insured person, and inverse liability where local laws don’t let you claim against the other driver. Many Victoria drivers add optional coverage such as extended third-party liability, collision and comprehensive. Our brokers can help you review which options fit how you drive.
Often, yes. A home insurance policy may offer only limited protection for watercraft, so if you keep a boat on the Gorge, at a marina or on a trailer, a separate boat policy is usually worth considering. Our Admirals Walk brokers can help you look at liability, theft and damage coverage, on the water and in storage.
Under ICBC’s Enhanced Care system, Basic Vehicle Damage Coverage pays for repairs to your own vehicle to the extent you’re not responsible for the crash.
If you are responsible, your optional collision coverage applies and you pay the deductible you chose. If the other driver is uninsured or can’t be identified, such as in a hit and run, a deductible may apply depending on your optional coverage.
Yes. Our brokers can help you set up ICBC Basic Autoplan and any optional car insurance for your vehicle, along with home, condo or tenant insurance for your new place. Tell us your move date and current policies so we can help line up your coverage, and confirm your new coverage before you cancel anything you already have.
Home insurance commonly covers fire, wind, vandalism, theft and certain types of water damage. For older and character homes, insurers often ask about wiring such as knob and tube, plumbing type and roof age, and standard policies exclude wear and tear or aging infrastructure.
Earthquake, overland water and sewer backup coverage usually need to be added.
No. Standard home insurance in BC does not include earthquake coverage, but it can usually be added as an endorsement. Because Greater Victoria is in one of Canada’s most seismically active regions, we recommend reviewing it with your broker.
Earthquake coverage typically includes dwelling coverage to repair or rebuild your home, personal property coverage for belongings like electronics and furniture, and loss-of-use coverage for additional living expenses while your home is repaired.
Earthquake deductibles are often a percentage of your coverage limit rather than a fixed amount, so ask us to show you the dollar figure.
We typically ask about the year your home was built and its renovation history, construction type and materials, square footage and roof type, plumbing, wiring and heating, safety features like monitored alarms, sump pumps or backwater valves, and your claims history.
If you’ve recently updated your roof, wiring or plumbing, let us know. Updates like these can make a difference to your options.
Yes. Western Coast Insurance Services is part of Western Financial Group. Western Coast serves customers in British Columbia while benefiting from the broader nationwide resources of Western Financial Group.
Need claims help? Find Western Coast’s claims reporting information →
More local brokers
Live or work elsewhere in Greater Victoria? These Western Coast branches can also help with ICBC, home and business insurance.
Victoria, BC
3170 Tillicum Rd #169, Victoria1-844-802-7627View Tillicum branchVictoria, BC
29 Helmcken Rd #110, Victoria1-844-802-7611View Eagle Creek branchVictoria, BC
1150 Douglas St, Victoria1-844-802-7603View Bay Centre branchYour Admirals Walk insurance team
Have a question or ready to get started? Choose your insurance product online, or call our local team for help with your next step.
Your broker will confirm your coverage and when it starts.
Insurance is subject to insurer eligibility, terms, limits, conditions and exclusions. Policy wording determines coverage.
Western Coast Insurance Services is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.
