Western Coast Insurance Services

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Insurance

With home insurance, you’re prepared for the unknown. Our Western Coast experts will serve you the security you need for your home — and contents — in the event of fire, theft, vandalism or weather-related damage.

Looking to protect what matters most? We are experienced and committed to serving you the right protection for your home — rental, condos, seasonal cottage or strata etc.

Our experts also have specialty home products. Ask your Western Coast advisor today to learn more.

Let's start with Home insurance

What does it include?

You’re getting a comprehensive, all-risk, home insurance policy with coverage for your building and any detached structures on your property.

Your policy starts at $2 million in liability protection if you’re ever found liable for damages to another person/property — options exist to increase this to $3 million.

You’re getting guaranteed replacement cost on your home. If you’ve provided all the accurate details about your home (ie. square footage, year built), and the cost to rebuild after an insured loss is higher than what you’re protected for, you’ll be covered for the full cost of the rebuild.
Our home insurance coverage works on a replacement cost basis for contents, “new for old.” In the event of a loss, your 10-year-old couch will be replaced with a brand new one of similar make and quality.
Monthly or bi-weekly payment plans available.

Now this is next level insurance

Next level Western Coast insurance coverage

What is available?

Earthquake coverage for your region? At Western Coast, we’ve innovated our own solution to a market wide issue of substantial deductibles — often 10 per cent of the building value. With our buydown and a small premium increase, that number can drop to 5 or 2 per cent.
Often associated with business insurance, Western Coast offers equipment breakdown coverage on household appliances (washing machines, dryers, fridges, freezers, dishwashers etc).
Buy up your additional living expense coverage, useful in the event you're displaced from your home after an insured loss. Following these unforeseen events, costs rise (hotel stays, eating in restaurants). With Western Coast, you can buy your additional living expense coverage to cover these extra costs for a longer period of time
We also have additional insurance protection against overland water.

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Home Insurance

Home
Insurance

With home insurance, you’re prepared for the unknown. Our Western Coast experts will serve you the security you need for your home — and contents — in the event of fire, theft, vandalism or weather-related damage.

Let's start with Home insurance

What does it include?

You’re getting a comprehensive, all-risk, home insurance policy with coverage for your building and any detached structures on your property.

Now this is next level insurance

Next level Western Coast insurance coverage

What is available?

How can I save money on my policy?

Are you eligible? Find out below

Tenant insurance partners

Western Coast offers discounted tenant insurance to residents of Hollyburn Properties, Devon Properties and Reliance Properties in BC with premiums starting as low as $15/ month.

Contact us for a quote