1-888-517-7171

Western Coast Insurance
  • Personal
    • ICBC Car Insurance
    • Home Insurance
    • Tenant Insurance
    • Motorcycle Insurance
    • Boat/Marine Insurance
    • RV Insurance
    • Travel Insurance
  • Business
    • Business Insurance
    • Commercial General Liability (CGL) Insurance
    • Commercial Property Insurance
    • Errors & Omissions Insurance
    • Construction Insurance
    • Cyber Insurance
    • Farm Insurance
    • Garden Centres Insurance
    • Commercial Auto Insurance
    • PayVantage
  • About Us
    • Careers
    • About Western Coast
  • News
  • Contact
  • find a broker icon Find a Broker
  • Get a Quote

Get a Quote

Main Menu

  • ICBC Transactions
  • Personal Insurance
    • ICBC Auto Insurance
    • Home Insurance
    • Tenant Insurance
    • Motorcycle Insurance
    • Boat/Marine
    • RV Insurance
    • Travel Insurance
  • Business Insurance
    • Business Insurance
    • CGL Insurance
    • Commercial Property Insurance
    • Errors & Omissions Insurance
    • Construction Insurance
    • Cyber Insurance
    • Farm Insurance
    • Garden Centres
    • Commercial Auto
    • PayVantage
  • About Us
    • Careers
    • About Western Coast
  • News
  • Contact

  1-888-517-7171

Get a Quote

Find a Branch

What You Need to Know about Restaurant Insurance

March 6, 2023

You’ve got a lot on your plate. You need to be prepared and protected against unexpected risks that could harm your restaurant and your customers.

Here are 5 facts that you need to know about a restaurant insurance package:

1. Commercial Liability Insurance (CGL): This type of insurance covers claims made against your restaurant for injuries or accidents that occur on the premises, such as a customer slipping and falling. The usual minimum required in CGL is at least $2 million in coverage.

2. Commercial Property Insurance: It covers damage to your restaurant’s physical property, such as the building, equipment, and furniture.

3. Business Interruption Insurance: This covers lost income due to events that disrupt the operation of your restaurant, such as power outages or natural disasters.

4. Food Contamination Insurance: It deals with recalls or other issues related to contaminated food. It covers, for example, if a refrigerator breaks down or if a customer gets sick after eating at your restaurant.

5. Liquor Liability Insurance: It provides coverage for bodily injury or property damage for which you or your restaurant has been deemed legally liable as a contributor to the person’s intoxication.

Your Western business insurance expert will go over the details of a restaurant insurance package to protect your restaurant.

Other News

Fleet Insurance is Comprehensive Protection for Multiple-Vehicle Businesses

Managing a business fleet comes with unique challenges, from cost control to risk management…

Read




Can Severe Weather Increase My B.C. Home Insurance Premium?

Unfortunately for B.C. homeowners, severe weather can be a factor that increases home insura…

Read




Get a Quote

Western Coast Insurance
facebooklinkedin

Western Coast Insurance Services Ltd. is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.

1-888-517-7171
info@westerncoast.ca

What we offer 
About us
Careers
Covid-19 Info
FAQs
Privacy/Legal
Complaints Process
Accessibility Guidelines

Customers Fair Treatment
Compensation Disclosure
Terms of Use
Western Financial Group
Western Foundation
Western Marine Insurance
Media Relations
Sitemap

Get a Quote

Make a Claim


2025 Western Coast Insurance Services Ltd. All rights reserved.