You Can Help Reduce Home Break-Ins with Technology

July 29, 2024

The average financial loss from a home break-in in Canada is around $5,000 and a lot of stolen property is never recovered, making prevention and insurance all the more important.

Get an Insurance Quote

When you set up technology to protect your home, you will have some peace of mind on vacations and you can probably save on insuring your space and belongings. Having the right tech can also help deter porch package thieves.

You can help reduce home break-ins with technology:

Security cameras

Modern smart cameras come with features like motion detection, night vision, and real-time alerts to your smartphone. Be sure to respect your neighbours’ privacy. Install cameras around your home's exterior, particularly at entry points.

Smart door locks

Upgrade to smart door locks, which allow you to lock and unlock your doors remotely. Some models also provide temporary access codes for trusted individuals.

Alarm systems

A comprehensive alarm system can deter would-be thieves and alert you and local authorities to any break-ins. Look for systems with 24/7 monitoring services for added security.

Smart lighting

Smart lights can be controlled remotely and set on schedules, creating the appearance that someone is home. Some systems also offer motion detection to turn lights on automatically.

Video doorbells

Video doorbells allow you to see and communicate with anyone at your door via your smartphone, even when you're not home. This can be a great deterrent for potential intruders. Again, remember that video doorbells should only be capturing your property and not your neighbour’s entrance, too.

Window and door sensors

These sensors alert you if any window or door is opened while the system is armed. They are a critical component of a comprehensive home security system.

DIY vs. professional installation

When it comes to installing security devices, you have two main options: do it yourself (DIY) or hire a professional.

DIY installation is generally cheaper, depending on the complexity of the project. For a few simple lights, locks, and a small door camera, most people find it easiest to handle the set up on their own. Many modern security tools come with clear instructions and installation equipment, and you can likely find instructional videos online in a pinch.

Professional installation is best when dealing with any kind of advanced home security technology and will usually be recommended to you upon purchase of the system, along with contact information for your local technician. Ask about ongoing maintenance and service options, which can save you time and hassle in the long run.

Insurance discounts for security devices

Investing in home security devices not only protects your property but can also lead to savings on your home insurance. Be sure to ask about discounts for homes equipped with certain security features. Here’s how you might benefit:

Alarm systems: Homes with professionally monitored alarm systems often qualify for discounts. The presence of an alarm system reduces the risk of burglary, which can lead to lower premiums.

Security cameras: Insurance companies may offer discounts if you have a professionally installed camera system, particularly if it's monitored by a private security company.

Smart home devices: Some insurers provide discounts for homes equipped with smart devices like smart locks and lighting systems, as these can lower the risk of both theft and fire.

Bundling discounts: If you have multiple security features installed, you might be eligible for bundling discounts. Discuss with your insurance provider to see how you can maximize your savings.

Before you go on your next trip, make sure to review your home security measures. Enjoy your vacation knowing that your belongings are safe and secure!