Car insurance & ICBC
Renew your ICBC insurance on Sooke Road, Monday to Saturday. Commuting along Highway 14 toward Langford or driving out to Jordan River? We’ll review collision, comprehensive and higher liability limits for how you drive.
Western Coast Insurance · Sooke, BC
Your local insurance
broker in Sooke
Our Sooke broker is your neighbourhood insurance partner on the west coast of Vancouver Island. We help residents of Sooke, East Sooke, Otter Point, Shirley, Jordan River and nearby rural areas with car insurance, ICBC renewals, home insurance, and business insurance.
6661 Sooke Rd #101 · Sooke, BC
Advice, Coverage, and ongoing support
How your Sooke broker helps
Understand your coverage
We explain what’s covered, what isn’t and where your limits are, in plain language, so you know what your policy actually protects.
Review limits and deductibles
We’ll walk you through your plan, including what you may need to pay out of pocket if you make a claim.
Compare insurance options
We compare coverage, limits and pricing across multiple insurers to help you find an option that fits your needs and budget.
Spot gaps in coverage
We look for areas where you may not have enough protection, so you can address them before you need to make a claim.
Keep your insurance up to date
Buying a home, renovating, adding a driver or starting a business? We’ll help make sure your coverage keeps up as things change.
Get help with a claim
We’re here to help you understand your coverage and guide you through the next steps.
Sooke Broker Location Details
Broker information
Your Western Coast team in Sooke. Find our contact details, hours and location below.
Sooke, British Columbia
- Contact your Sooke broker
- 1-844-802-7624
[email protected] - Visit us
- 6661 Sooke Rd #101
Sooke, BC V9Z 0A1 - Hours · Pacific Time
- Monday–Saturday: 9:00 a.m.–5:00 p.m.
6661 Sooke Rd #101Sooke, British Columbia
Open map ↗People helping people
What Sooke customers say
Sometimes the best way to get to know a broker is to hear from their customers. See what people have to say about working with our Sooke team.
A smooth move from Ontario
“We moved here from Ontario and had our drivers licence and healthcare transferred. It was an easy process, thanks to Bree Martin. She was so friendly, and personable. I would say that she is a definite asset to the company. We are giving her a five star review!”
A licence renewed in minutes
“Super fast, friendly and efficient service! I was able to renew my driver’s license in less than 5min!”
Top-notch for years
“I’ve been using Western Coast Insurance Services, for years and they have been top-notch. Today Humayra from Sooke branch helped me and she was amazing and super helpful. I’d recommend them to anyone who is looking for insurance services.”
Part of your community
Brokers who live
and give back here.
Sooke is known for its coastal scenery, tight-knit community and access to nature. From Sooke Potholes and the Galloping Goose Trail to local beaches, parks and neighbourhood shops, we’re proud to support our community throughout the area.
Whether you’re a long-time homeowner near Sooke Harbour, buying in Sunriver, updating a home in Broomhill, commuting toward the Westshore or running a business in the town core, your coverage needs will be different from your neighbour's. For coastal homes near Whiffin Spit or rural properties in East Sooke, Otter Point and Shirley, your property, business, or car will have unique considerations.
Your insurance should reflect your home, vehicle, business and how you actually use them. Our brokers can help you take a personalized look at what makes sense for you rather than taking a one-size-fits-all approach.
Contact your Sooke broker →Part of Western Financial Group
Western Coast Insurance Services has been part of Western Financial Group since 2013. That means our Sooke customers get local BC insurance advice, with the resources of a national insurance brokerage.
Coverage for the life you’re building
Insurance we offer in Sooke
Insuring a coastal home, a rural property, a vehicle or a business in Sooke? Our local brokers compare options from multiple insurers, so you’re not relying on a single provider.
Home insurance
From single-family homes in central Sooke, Sunriver and Broomhill to rural properties in Otter Point and East Sooke, we’ll help you understand rebuilding limits, deductibles and options for wildfire, water and earthquake.
Condo & tenant insurance
Own a Sooke condo or rent a suite? Your strata or landlord only insures the building. We’ll help you cover your belongings, upgrades and liability, and review any strata or lease requirements.
Business insurance
Running a shop near Sooke Road, working in the trades or tourism, or building a business from home? We’ll help you review protection for your property, equipment and liability, including contract requirements and more.
Boat, RV & motorcycle
From time on Sooke Harbour to road trips along the coast, tell us how you use and store your boat, RV or motorcycle, including seasonal changes and gear you’ve added. We'll make sure you're covered correctly!
Travel insurance
Planning a holiday or spending part of the year away from Sooke? Compare TuGo travel insurance for your destination and trip length before you leave.
Your local ICBC Autoplan broker
Renew your ICBC insurance
with our Sooke team.
Start online and choose Sooke on the request form. A broker will call to help complete your renewal. Prefer to talk in person? Visit our Sooke Road office, or call us to plan your next step.
Submitting a request does not activate or extend coverage.
Local questions worth asking
Sooke risks to review with your broker
Your location near the coast, the forest and the Highway 14 corridor shape the questions we ask. Our Sooke brokers with Western Coast Insurance Services can help you understand what your policy covers, what it doesn’t and whether there are additional options worth considering for your address.
Wildfire Beside the Forest
Most Sooke neighbourhoods sit next to wilderness, and Sooke’s FireSmart program has offered free property assessments to help homes withstand wildfire. If your Broomhill, Sunriver or rural property borders trees, tell us about access, fire protection and recent improvements so we can review fire coverage, evacuation wording and rebuilding limits.
Ask your Sooke broker
Review home insurance options What limits apply if an evacuation order forces me to leave my home?
Windstorms, Trees and Power Outages
Coastal storms can affect Sooke’s homes, roads and power. We can help you review coverage for damage from wind or falling trees, along with any limits for extra living costs and personal losses while repairs are made.
Ask your Sooke broker
Explore home insurance Would a power outage alone trigger any benefits, or does my policy require insured damage?
Highway 14 Commutes
Highway 14 connects Sooke with the Westshore and communities farther west. A new commute, picking up delivery work, or adding a different regular driver in the family are all a good reason to speak with your broker before your next renewal, so your coverage reflects how your vehicle is really used.
Ask your Sooke broker
Review car insurance & ICBC Does my policy reflect how often I commute, who drives and any business use?
Earthquake and Your Share of a Claim
Earthquake preparedness matters on southern Vancouver Island. Earthquake coverage isn’t included in a standard BC home policy, but it can usually be added. Ask our Sooke team to explain the deductible using your own coverage limits, so you can see the dollar amount.
Ask your Sooke broker
Explore earthquake protection How much would I pay myself, and what applies to my home, belongings and temporary accommodation?
For household preparedness information, visit the District of Sooke’s emergency preparedness guide.
Your local broker, your questions
Insurance FAQs for Sooke
Moving to Sooke, living rural or need driver services? Here are a few questions Sooke customers often ask.
What types of insurance can I get at Western Coast’s Sooke broker?
Our Sooke brokers can help with ICBC renewals and optional car insurance, home, condo and tenant insurance, business insurance, life and travel insurance. The options available will depend on the insurer, what you’re insuring and your individual circumstances.
Can I get driver licensing services at the Sooke insurance office?
Yes. Our Sooke broker is open Monday to Saturday from 9:00 a.m. to 5:00 p.m., and driver services close at 4:30 p.m. Call us before you visit so we can confirm our current hours and which identification to bring.
I’m moving to Sooke from another province. Can you help me transfer my licence and insurance?
Yes. We can help you transfer your driver’s licence and set up ICBC insurance for your vehicle. Bring your identification, your current licence and any driving-history records from your previous insurer. Confirm your new coverage and dates before cancelling existing policies.
Can I work with the Sooke team if I live in East Sooke, Otter Point or Shirley?
Yes. Our Sooke brokers also help customers in East Sooke, Otter Point, Shirley and Jordan River. Start with a call or fill out our quote form to tell us where you live and what you need to insure. We’ll let you know whether your request needs an office visit or if we can handle it online.
What does ICBC Basic Autoplan include?
ICBC Basic Autoplan is mandatory for every vehicle registered in BC. It includes $200,000 in third-party liability coverage, Enhanced Accident Benefits for injury care and recovery, Underinsured Motorist Protection of up to $1 million per insured person, and inverse liability where local laws don’t let you claim against the other driver. Many Sooke drivers add optional coverage such as extended third-party liability, collision and comprehensive. Our brokers can help you review which options fit how you drive.
What should I tell my broker about a rural property outside Sooke?
Tell us about the property’s year-round or seasonal use, access, outbuildings, heating, water supply and fire protection. Include any rentals, home business or work on the land. Those details help us find suitable options and explain anything else an insurer needs.
Is earthquake insurance included with home insurance in Sooke?
No. Standard home insurance in BC does not include earthquake coverage, but it can usually be added as an endorsement. Earthquake preparedness matters on southern Vancouver Island, so it’s worth reviewing with your broker.
Earthquake coverage typically includes dwelling coverage to repair or rebuild your home, personal property coverage for belongings like electronics and furniture, and loss-of-use coverage for additional living expenses while your home is repaired.
Earthquake deductibles are often a percentage of your coverage limit rather than a fixed amount, so ask us to show you the dollar figure.
Can a Sooke broker help with insurance requirements for a business contract?
Send our team the contract’s insurance requirements, a description of the work and your start date. We can help review the requested limits and certificate details and identify what needs insurer approval. Getting in touch early gives you time to address any gaps.
What should I bring to my first meeting with a Sooke broker?
Have ready your current policy or renewal notice, the address or vehicle details involved, and your preferred start date. For a home purchase, bring any lender or strata requirements; for a business, bring a description of your work and any contract requirements. Still not sure what to bring? Just give us a call or fill out our online quote form and we'll walk you through it step by step!
Is Western Coast Insurance part of Western Financial Group?
Yes. Western Coast Insurance Services is part of Western Financial Group. Western Coast serves customers in British Columbia while benefiting from the broader nationwide resources of Western Financial Group.
Need claims help? Find Western Coast’s claims reporting information →
More local brokers
Western Coast brokers near Sooke
Heading into Langford or Greater Victoria? These Western Coast brokers can also help with ICBC, home and business insurance.
Westshore
Victoria, BC
2945 Jacklin Rd Unit 120, Victoria1-844-802-7629View Westshore brokerEagle Creek
Victoria, BC
29 Helmcken Rd #110, Victoria1-844-802-7611View Eagle Creek brokerAdmirals Walk
Victoria, BC
1497 Admirals Rd Unit 103B, Victoria1-844-802-7601View Admirals Walk brokerYour Sooke insurance team
Talk to a Sooke broker or get a quote online.
Have a question or ready to get started? Choose your insurance product online, or call our local team for help with your next step.
Your broker will confirm your coverage and when it starts.
Insurance is subject to insurer eligibility, terms, limits, conditions and exclusions. Policy wording determines coverage.
Western Coast Insurance Services is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.