Best car insurance, home insurance, and business insurance in Sidney, British Columbia
At the Western Coast Insurance branch in Sidney, BC, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. We’re your licensed experts on Vancouver Island and the Lower Mainland. Visit us in Sidney, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
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At the Western Coast Insurance branch in Sidney, BC, we’re here to help you find the right coverage for your car, home, and business. Whether you're looking for ICBC Autoplan insurance to get on the road with confidence, comprehensive home insurance to protect what matters most, or customized business insurance to safeguard your livelihood, our local experts are ready to assist. As part of one of Canada’s largest insurance broker networks, we provide tailored coverage options, competitive rates, and personalized service to ensure you have peace of mind. We’re your licensed experts on Vancouver Island and the Lower Mainland. Visit us in Sidney, British Columbia today or get a quote online to experience expert insurance advice with a personal touch.
Why Choose Western?
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Serving Canadians Since 1905
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We handle ICBC renewals and compare quotes for home insurance and business insurance in Sidney, BC.
Sidney, British Columbia is located on the northern end of the Saanich Peninsula on Vancouver Island. One of three greater Victoria municipalities, it supports nearly 11,600 people.
Your Western Coast Insurance Services Sidney branch offers car and truck insurance, home insurance, business insurance and marine insurance. We access many other products as well.
Via our Western Communities Foundation, we’ve donated over $18,000 to community organizations such as Tulista Skatepark, BC SPCA, Sidney Lions Food Bank and Sidney Elementary School.
Don’t miss the BC Aviation Museum, whale watching in Sidney or the Shaw Centre for the Salish Sea.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and boat insurance etc.
As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Sidney, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Sidney branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
You’re at home with Western Coast Insurance Services.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Q: What does an insurance broker do?
A: Western's insurance brokers compare quotes to find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Sidney, British Columbia?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Sidney, British Columbia?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Reviewed By Your Sidney BC Neighbours
I had an exceptional experience with Western Coast Insurance Services. During my recent insurance renewal over the phone, Vinayak provided outstanding assistance. His quick and friendly service exceeded my expectations.
Alisha - Sidney, BC
Very friendly, professional service. Actually made renewing my insurance enjoyable!
Joanna - Sidney, BC
Five-star service was recently provided me from Vember Mendez, at the Sidney Branch. Vember was extremely patient, polite, thorough, and friendly. He was a joy to deal with. Thank you, Vember.
Eva - Sidney, BC
Western Coast Insurance Services Ltd. is a wholly owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.