Errors & Omissions Insurance in British Columbia

Why We're the Right Choice for Your Business

As a Canadian company with a presence in your local community, we understand the challenges and risks you may be facing. We work with Canada’s leading insurance partners to get you the right coverage and value. 

With our local expertise and flexible coverage options, you can focus on growing your business while we work to secure the best solutions for your needs and help you protect what matters most.

Get a customized quote today and ensure your BC business is ready for the unexpected.

Errors & Ommisions Insurance (E&O)

Errors and Omissions (E&O) insurance, also known as Professional Liability Insurance, protects businesses and individuals from claims of negligence, mistakes, or inadequate work in the services they provide. It covers legal costs, settlements, and damages resulting from such claims. Professionals who offer advice, services, or expertise—such as consultants, lawyers, accountants, and architects—are especially vulnerable and need E&O insurance to safeguard against potential lawsuits and financial losses.

Even if you're not in a traditional profession, it's important to protect yourself from lawsuits and reputational damage. Any professional providing services in British Columbia can face claims of negligence.

Here’s what E&O insurance typically covers:

1. Professional negligence If you have been accused of being professionally negligent in your work and face a lawsuit.

2. Omissions You failed to provide your client with all the information needed to make a business decision and the client has filed a claim for damages.

3. Failure to deliver services as agreed upon A client has accused you of not providing the services you agreed to or you failed to meet the expected level of care. Your client says she may lose her business as a result and you face legal action.

4. Copyright infringement You haven’t secured the necessary copy rights to use an image and the creator sues you for copyright infringement.

5. Reputational harm The threat of a lawsuit or a lawsuit can negatively impact your relationships with your clients and any business opportunities going forward, even if you are not found at fault for your professional services.

Wherever you business is located in Vancouver, Surrey, Burnaby, Richmond, Victoria, Kelowna, or elsewhere in British Columbia, a business insurance expert will get you Professional Services coverage that uniquely protects what you do.