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February 19, 2024
Yes, it provides immediate insurance coverage, but it is temporary.
A car insurance binder is a temporary agreement between you and your insurance provider that provides immediate coverage while your formal car insurance policy is being processed and finalized.
The need for a car insurance binder depends on your specific situation. Here are some scenarios where a car insurance binder may be necessary or beneficial:
If you need a car insurance binder, here are the steps to take:
You will need to keep a copy of your car insurance binder and any related documentation in your vehicle at all times during the binder period. This way, you can provide proof of coverage if you are ever asked to do so by law enforcement.
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Western Coast Insurance Services Ltd. is a wholly-owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.
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