My Broker: 100 Mile House
403-932-3454 | Change Location
February 27, 2023
You and your dog share your home. How your dog could impact your home insurance is an issue that you may not have considered.
Here is what you need to know about how having a dog can impact your home insurance.
Whether you are helping with the pet overpopulation crisis by adopting a new rescue dog into your family or have your heart set on a specific breed, it is important to consider which dog will be a good fit for your home.
Third-party liability insurance is an important part of your home insurance. By adopting a dog, you increase the risk your insurer takes when providing you with coverage because of the possibility of your dog biting someone.
You may need to pay a higher rate for your home insurance and some insurance providers may not cover you if you have a particular breed of dog.
Although dog owners and rescuers argue that dog behavior is related more to the owner’s competence at training their dog than to breed, some breeds are typically considered high risk.
Different insurance providers have different requirements for which dog breeds homeowners can have and still keep their home insurance. Breeds that are considered high-risk include:
Every insurer is different, and you may need to shop around to find home insurance that will cover you if you have a dog that is considered a risk. Although some insurers do not provide home insurance to homeowners with a certain type of dog, many others will. Ask your Western Coast home insurance expert for help finding home insurance that works for you and the type of dog you choose.
When you have guests at your house, teach them how to interact with your dog correctly. The Ontario SPCA and Humane Society has these safety guidelines:
How do you decide whether to buy an Electric Vehicle? Do your research to understand the pro…
Neurodiversity Celebration Week runs from March 18–24. It celebrates and highlights th…
Western Coast Insurance Services Ltd. is a wholly-owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.
Copyright 2024