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September 6, 2022
Back to school is a good time to take stalk of your insurance coverage.
A back-to-school insurance fitness survey assesses whether your car, home, and life insurance still offer enough protection for any life changes your family is going through.
Talk to your Western Coast insurance expert about getting the coverage that you need for your situation.
Back-to-school is a great time to do an insurance fitness survey not only for students in your home, but also for yourself and the rest of the family. Look for any gaps in coverage that may need to be filled.
Make sure you have enough coverage. Your Western Coast insurance expert has the knowledge and experience to guide you through this process.
One major back-to-school change that means your car insurance coverage needs adjusting is when your child starts driving to school. You can add them to your car insurance policy as an occasional driver.
If they will be moving and taking a family car away to school with them, you need to add them as a primary driver because they will be the driver using that car the most.
If a student is taking your car out of province, ask your insurer what coverage needs to be added to your car insurance policy.
Talk to your Western Coast car insurance expert about adding a student to your car insurance policy.
If your child will be living on campus or renting a home while they go to college or university, they will likely need renter’s insurance. Most home insurance policies do cover kids attending college or university but there are coverage limits. Renter’s insurance covers your child's possessions if they are damaged or stolen, liability for injury and property damage that happens at their home, and living expenses if they must move out while their home is being repaired.
Our Western Coast insurance experts are available now in branch or on the phone to help you navigate the car insurance journey that will give you the right policy for your situation.
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Western Coast Insurance Services Ltd. is a wholly-owned division of Western Financial Group Ltd. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.
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